How To Handle a Car Accident

Accidents can be traumatizing and can leave
you unsure of what to do next. Well, in this post, you are going to give you
some tips for dealing with a car accident. 
Not everyone knows the steps to take after experiencing an accident.

Going through the process from the scene to the claim can be overwhelming and confusing, especially if you have sustained injury. You may need legal advice, if this is the case click here. However, with these several tips, you can get through an accident and everything that follows with minimal hassle.

At
the Scene

Just after the accident, the first thing
you’ll want to do is assess the situation.

Should you contact the authorities? First,
you will want to check for injuries. If someone has sustained an injury, you
should seek medical attention and the authorities should be contacted. However,
if no one is hurt, then do a quick assessment of the situation and determine
whether the authorities should be called.

Is there more than $1000 in damages?
Has any public or private property been damaged? Does the driver seem to have
violated the law? If the answer is yes, then you should contact the authorities
immediately.

Dealing
with Vehicles and Cars

After you have assessed all the above, the
next step is to deal with the scene. If possible, move the cars out of the road
or contact the towing services if the cars can’t be driven. Next, exchange
contact and insurance information with the other party. Also, write down
contact information for any witnesses and take pictures of the scene and damage
done.

What
to Avoid

At an accident scene, you should never
admit to fault. It’s up to the insurance company or the court to determine
who is at fault and doing so at the accident scene could affect the claim.
Also, avoid getting into an argument with the other party as people tend to be
emotional and angry during such events. Try as much as possible to remain calm.

After
the Accident

The next step is to file a claim. Most
insurance providers require you to file a claim as soon as possible. It is also
advisable to do so in order to avoid any memory fades by you and the witnesses.
Also, delaying to file a claim tends to make your case less convincing and
increases the chances of not being compensated. When contacting the insurance
firm, ensure you have the policy number, contact information of any witnesses
and the other driver, date and time of the accident, and any information on how
the accident actually happened.

You claim will be given you an adjuster and
they will contact you to take statements and evaluate the damage. If not
already conducted, the car will have to be taken to a collision reporting
center.

The insurance firm will deal with the claim
and let you all know what will follow. It is important that both parties
provide accurate and complete information to the adjusters to ascertain a
smooth and fair result. Ontario fault determination rules will help the
adjusters or insurance providers determine fault in the accident.

Of course, not all negotiations go
according to plan and you might have sustained a severe injury to handle the
claim on your own. That’s why it is usually advisable to have a personal injury
attorney on your side. They will handle everything on your behalf and help you
avoid the stress, especially if you’ve never dealt with such before.

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